Liability Pool

ABAG PLAN was initially established to meet the needs of member communities as a result of their inability to obtain liability insurance in the mid 1980's. The Liability Pool provides Comprehensive General and Auto Liability coverage for Bodily Injury, Property Damage, Personal Injury, and Public Officials Errors & Omissions. Members may select a deductible and premium level that best suits their needs for cost and financial stability.

Our members enjoy the benefits of a self-insurance pool through low administrative costs, interest on reserves, broad coverage terms, and return of assets accumulated through better-than-average loss results. An actuarial study is conducted each year to determine projected losses, premium levels, and net assets. Since its inception the PLAN has returned over $20 million dollars to its members while increasing coverage and the financial stability of the pool.